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Why you should be careful when you buy an annuity?

WHY MANY IGNORE A MUCH BIGGER PENSION INCOME

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Copies of testimonials available on request
"I am a retired Financial Services Training & Competence Officer and was referred to Greystone from an annuity desk who did not have the license to deal with giving independent financial advice on final salary pensions. Greystone helped me restructure my pension benefits to suit my personal needs and requirements. Following Greystone's advice I secured a higher pension on the open market than my scheme would have paid me - even though I was retiring 6 years earlier." Paul Gillam

"I went to Greystone for advice as I was looking to retire. They helped me achieve a significantly higher pension than my final salary scheme benefits, which I didn't know was possible! If it wasn't for the advice that I received from Greystone, I was falling short of my target for what I wanted my income to be when I retired. The service was very professional and I was highly impressed with the time it took to wrap the whole process up." Philip Fortin

"I needed my pension provisions dealt with and was on an extremely tight deadline and I can say Greystone ticked all the boxes and increased my future retirement income for me! " Dennis Maughan

Buying an annuity from your pension provider isn't always necessarily the best option!

You might be able to secure several thousand pounds more over your retirement from annuity providers than your current pension provider. Many approaching their retirement are not aware of this extremely important information.

The more information you have at your disposal, the more able you'll be to recognise the best deal when looking to buy an annuity.

What is the "Open Market Option"?

DON'T MAKE A POSSIBLE LIFE ALTERING MISTAKE BY IGNORING YOUR OPEN MARKET OPTION

Rather than just accepting the rate offered by your pension provider when you buy an annuity, you now have a choice.

The Open Market Option allows you to shop around for other options to convert your pension fund into an annuity.

It is also important to realise that once you buy an annuity it can not be changed.

What makes the Open Market Option even more attractive when buying an Annuity?

SHOPPING AROUND FOR AN EVEN HIGHER PENSION INCOME

You could get even more when you buy an annuity if you shop around. You may qualify for an "Enhanced Annuity".

An Enhanced Annuity pays a higher pension income to those who suffer from a wide range of health conditions - anything from being overweight, high cholesterol, high blood pressure, diabetes and asthma, to cancer or stroke.

Smokers may also get a higher income from an Enhanced Annuity.

Although you may think yourself to be in reasonably good health, surprisingly the reality can be different.

Some believe that they have to suffer from a serious ailment such as cancer, heart disease or stroke to receive additional annuity income, but a relatively mild complaint or condition may substantially increase your pension income.

Also, higher rates are sometimes offered to people who live in certain parts of the UK or people who used to work in certain occupations .

Contact us now

LOOKING TO BUY AN ANNUITY? YOUR PERSONAL ANNUITY ENQUIRY IS COMPLETELY FREE

If you are 55 years or over and approaching retirement, contact us for annuity advice now by completing our quick and easy, confidential, NO-OBLIGATION annuity enquiry.

Ask us a question or receive personal annuity quotes

GET ANNUITY COMPARISONS BEFORE YOU BUY AN ANNUITY

Your annuity enquiry is completely FREE and there is absolutely no obligation.

Please complete the short CONFIDENTIAL form below and uncover the astonishing difference between one annuity and another. We know that your privacy is important and we'll not share your contact details. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by phone.

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